Getting Something Valuable Out of a Foreclosure
Thursday, June 4th, 2009
When faced with a possible foreclosure it is easy to overlook the importance of everything else—one being, valuables that cannot be replaced. Even though homeowners often are left uncertain as to when or if they must move in a foreclosure process, it is important to plan and organize as early as possible to avoid leaving valuables behind.
Prepare to move, when foreclosing, the same way you would prepare to move if you were selling your home. If you were selling your home, you would pack your valuables and remove all items from the property. Even when faced with foreclosure, always leave a place the way you want your next home to await you. When vacating a home, always remove all your belongings, including items you no longer want.
It is best to organize your belongings, whether you foreclose or not. If a foreclosure is inevitable, you want to be prepared, and if the foreclosure process is stopped, you can always unpack.
1. Box all your cherished items—photo albums, heirlooms and important documents that you will need. Do not let go of your family history, to be thrown out like trash! You can get another house; you cannot replace family heirlooms once they are destroyed. If you don’t remove your possessions, the mortgage company will have someone throw your items out or swatters will rummage through your things.
While you may not want a reminder of the foreclosure, you will regret leaving your belongings behind. There are things you will want weeks after the process is behind you, once you can see your way to a new home. You don’t want to spend months and years purchasing the same items you trashed. Even though, you want a fresh start, you will want things that you are familiar from your past—they will give you comfort. Make sure children take favorite items to give them a sense of familiarity.
2. To make your move as stress-free as possible, plan a garage sale or sell items on Ebay. Making extra money is always a good thing and selling as much as you can will give you less to move.
3. Now is a great time to give to charity. Think of people and organizations, who you can give items to, which you no longer need that are in good condition. Don’t look at your possessions as a burden, but as a blessing that you enjoyed in the past and someone else may enjoy in the future.
4. Throw out everything you do not want to take or give away.
Even though, you may be forced to leave a home against your wishes, don’t put your frustration out on your belongings or on the property. Plan your move in anticipation of purchasing again.
© Found Treasure Publishing 2009
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